How to save for an engagement ring without her knowing
With so many couples living together and having joint finances before marriage, it takes a secret service agent to save for an engagement ring. Can you complete the mission without your girlfriend...
View ArticleHow will the Federal Budget affect your personal budget?
The Abbott government’s first budget is one of “pain with a purpose”, according to the Prime Minister. So, where’s the pain, what does it mean for your personal budget, and how can you prepare for the...
View ArticleHow does Australia’s household debt stack up?
Household debt is at record levels in Australia with people going further into the red through larger mortgages and consumer credit. How do your finances stack up? Source: Australian Bureau of...
View ArticleHow big is your slice of the household debt pie?
One of the ways the Australian Bureau of Statistics looks at household finances is to measure average household debt as a percentage of average household income. Over time, it shows whether households...
View ArticleNew Year resolutions to turn loose change into large dollars
Do you want to save thousands of dollars without drastically changing your lifestyle? Take a look at your discretionary spending—that’s the money you spend on non-essential items. Small changes can...
View ArticleAussies getting serious about saving
In the decade before the Global Financial Crisis, personal savings in Australia had fallen to an all-time low. But the tide has turned. Recent studies show that Aussies are reducing debt and starting...
View ArticleThe rising cost of weddings
Love is free, right? Not according to Bride To Be magazine. Their annual survey has found that the average cost of a wedding in Australia is now over $54,000, and nearly half of all bridal couples go...
View ArticleAussies spending big on tourism
It’s official—we can’t stay put! The number of Australians taking overseas trips has doubled in the last 10 years and our annual expenditure has reached a whopping $33.5 billion. The growth in outbound...
View ArticleBudgeting for a baby
They say the only thing a baby needs is love and cuddles. And nappies. And perhaps a cot, pram, change table, wet wipes, clothes and toys. Lots of toys. Did we mention an approved car seat? Those cute,...
View ArticleBudgeting for retirement: Is $1 million enough?
Is $1 million in superannuation savings going to be enough to fund a comfortable retirement? Well, that might depend on how you define “comfortable.” This information is general in nature and is not...
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